自动物理伤害

插电式:电动汽车碰撞洞察Q3 2023

2023年11月8日
4 分钟阅读

瑞安Mandell

Director of Claims Performance, 自动物理伤害, Mitchell, An Enlyte Company

电动汽车(EV)可修理索赔频率上升至1.在美国有86%.S. 和3.加拿大在2023年第三季度的增长率为14%,增长幅度不大.37%和0.较第二季分别上升50%. 特斯拉, 全球最大的电动汽车制造商, accounted for over 70% of the EVs repaired in North American collision facilities last quarter. Signaling potential changes to the EV repair mix of the future, Cox Automotive报道 特斯拉在美国新车市场的份额有所下降.S. EV sales in Q3, despite a record-setting 300,000 EVs sold (a 49.比2022年同期增长8%). 除了, 14 EV models not available a year ago—including the Chevy Blazer and Silverado—are now on U.S. 道路. 在加拿大, S&P全球 noted that 特斯拉’s share of new registrations for Zero Emission Vehicles (ZEVs)—which include battery electric and plug-in hybrid models—declined in the provinces of British Columbia, 在安大略省和魁北克省. Canada also saw the first Rivian vehicles (both the R1T and R1S) in auto body shops along with the first Genesis Electrified GV70 luxury sport utility vehicle (SUV) and an increasing number of F-150 Lightning all-electric trucks and Mustang Mach-E SUVs.

2023年第三季度可修复索赔的EV频率

关于电动汽车的一个常见误解是 亚博真人官方版APP更频繁地将其作为全损注销—and even with only minor damage—than vehicles with an internal combustion engine (ICE). Al虽然 the damage to an EV’s lithium-ion battery significantly increases the likelihood of a total loss outcome, current claims data demonstrates a comparatively low total loss rate for electrified automobiles. 例如, when evaluating Q1-Q3 2023 claims for 2020 and newer vehicles, EV总损失率为7.25%. Luxury ICE automobiles (which have a comparable actual cash value, 无环鸟苷, 电动汽车), 然而, 总损失率是7.47%,比率上升到8%.所有ICE车型49%. This data obviously contradicts the notion that EVs are more likely to be designated a total loss than their ICE counterparts of a similar model year and 无环鸟苷.

两种推进类型之间的差异确实浮出水面, 虽然, 检查零件和劳动力趋势时. In Q3 2023, EV repairs trended heavier in terms of labor with 49.66% of the total repair cost devoted to labor compared to 41% for ICE vehicles. On average, this equates to more than six additional labor hours per repair. A significant portion of this labor hour delta relates to the management of the high-voltage battery with operations required for de-energizing the system and, 经常, for the battery’s complete removal during repair when called for by the manufacturer.

“Q1-Q3 claims for 2020 and newer vehicles showed an EV total loss rate of 7.25%比7.豪华ICE汽车和8.所有ICE车型49%.”

整体, Q3 repair costs for all EVs continued to trend higher than those for ICE automobiles, 在美国的成本差为950美元.S. 加拿大为1301美元. When removing 特斯拉 models from the EV mix, the difference was $269 in the U.S. 在加拿大是750美元. 也就是说, the repair cost differential between propulsion types is expected to grow over the next several months as supplements are written and entered.

为了鼓励更多的消费者采用.S. 政府 最近宣布的变化 to existing tax rebate legislation that will allow buyers to take advantage of a near-instant $7,购买新电动汽车可享受500美元的税收抵免(4美元),000 for qualified used EV purchases) as a point-of-sale rebate rather than waiting to file their federal income tax return to receive the benefit. 今年前9个月,电动汽车占比为7%.在美国,5%的新车购买量来自中国.S., a more than 50% increase over the same period in 2022 (Canadian sales data was not available at the time of this publication). The evolution of this tax credit—coupled with more aggressive pricing programs from automakers 像特斯拉 to ensure their vehicles qualify for it—may lead to even higher EV sales numbers in the year ahead. 另外, there could be a short-term dip in Q4 as some consumers may choose to wait to take advantage of the rebate.

电动汽车第三季度2023年百分比统计

EV平均可修复严重性Q3 2023

通过数字

Top North America EV Markets Based on Repairable Claims Frequency Q3 2023

2023年第三季度按地区划分的顶级电动汽车车型频率

* 2023年第三季度与第二季度的差异.

 

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